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jhoven@oraclefp.com
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Financial Planning in St. Paul & the Twin Cities Region Since 2003 

C.S.Lewis

"You can’t go back and change the beginning, but you can start where you are and change the ending"

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The Junk Drawer Approach to Investing

It's easy to let investments accumulate like old receipts in a junk drawer.
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When Markets React

When markets shift, experienced investors stick to their strategy.
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No Cash, No Checks, No Problem

Peer-to-peer payment apps are one of the newest ways to send money.
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Tips for College Saving

“The more that you read, the more things you will know, the more that you learn, the more places you’ll go.” —Dr. Seuss

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Our Mission

Our Mission

We create strategies that are tailored to your needs and goals.

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Investing

Investing

Years of experience have prepared us to guide you through your life transitions.

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Our Services

Our Services

Trust. Honesty. Integrity. We believe values matter, and we live by ours every day.

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About Us

About Us

The ancient Greeks trusted the Oracle at Delphi to see into their futures and guide their decisions. On their coins, they celebrated the goddess Athena’s wisdom and foresight with the image of an owl. Now, at Oracle Financial Planners LLC, these symbols again come together to represent advice given with vision and wisdom.

As the founder of Oracle Financial Planners, John Severy-Hoven prides himself on assisting clients in every aspect of their financial lives so that they can prepare for what their future holds -- retirement, children’s education, buying a new home. With over 20 years of experience, John will help you build and maintain your financial vision toward the future. Your future. 

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